The cashback is available only at Supermarkets and Departmental Stores. Supermarkets are defined as a large self-service retail markets that sell food and household goods. Departmental stores are defined as retail establishments which specialize in selling a wide range of products including apparel, household items, personal accessories etc, without a single predominant merchandise line.

Disclaimer: The above defintions of Supermarkets and Departmental Stores is only indicative and coined for the purpose of explaining the offer. Identification of outlets as Supermarkets & Departmental Stores is based on the Merchant Category Codes allotted by Visa & Mastercard. Standard Chartered Bank will not be responsible for providing cashback for purchases at outlets which have not registered themselves under Merchant Category Codes assigned for Supermarkets & Departmental Stores by Visa & Mastercard. The categories of cashback – Supermarkets & Departmental Stores can be changed at any point of time . Any such change will be informed to the CardMember through communication of the same in the monthly Card statement. 5% of the bill value will be credited back on the billing statement for the month or the next month, depending on the date of usage. Cash back will be limited to Rs.500 per month and Rs.200 per transaction. The minimum purchase value to earn cash back is Rs.500. Returned purchases, disputed or unauthorized/fraudulent transactions, finance charges, card account fees and charged back transactions would not be given a Cashback under this program.