• Legal Notice
  'Manhattan' is a brand owned by Standard Chartered Bank and is used interchangeably. This is a legally binding agreement between You and Manhattan Cards establishing the terms and conditions on which this site may be used. Use of any of the online services available at this site implies that you accept these terms and conditions.
  
  If you do not accept these terms and conditions, please do not access this site or use any of the online services available at this site.
  
  
• Company Details
  Standard Chartered Bank ("Standard Chartered") is incorporated in England and Wales with limited liability by Royal Charter 1853 under reference ZC18. The principal office of Standard Chartered is situated in England at 1 Aldermanbury Square, London EC2V 7SB.
  

• Jurisdiction and Restrictions
  Manhattan cards controls and maintains this site from India. The information and material contained in, and the online services available at, this site are directed at and restricted to individuals resident, or entities having a place of business, individuals or entities having an account with Manhattan card in India. Manhattan makes no representation that the information and material contained in this site is appropriate or permitted for use in jurisdictions outside India. The terms and conditions are governed by the laws of India and you agree that any dispute shall be subject to the non-exclusive jurisdiction of the courts of India. The distribution of material contained in this site may be restricted in certain jurisdictions by law. It is your responsibility to find out what those restrictions are and to observe them.
• No Warranties
  The information and material contained in this site is provided "as is" for general information and indication purposes only and is subject to change without notice. Manhattan makes no representation as to and does not warrant the accuracy, adequacy or completeness of any such information or material and you should not rely on it as accurate, adequate or complete. Manhattan expressly disclaims liability for errors or omissions in such information and material.

Manhattan gives no warranty of any kind, whether implied, express or statutory, including without limitation as to merchantability, fitness for a particular purpose, title, non-infringement of third party rights or freedom from computer virus, in respect of such information and material. Some information contained in this site has been provided by or taken from third party sources, which Manhattan believes to be reliable. Manhattan has not verified and does not warrant or represent that such information is accurate, complete or fair. Geographic, political, economic, statistical and financial data are in certain cases presented in approximate, summary or simplified form and may be subject to change over time.

• Limitation of Liability
  To the fullest extent permitted by law, Manhattan excludes liability for any direct, indirect, consequential, special or incidental damage, loss or expense, whether caused by negligence or otherwise, which has arisen directly or indirectly from your use of or reliance on any information or material contained in any site owned and/or operated by any third party accessed using a reference from this site whether by hypertext link, book mark recommendation or otherwise, in all the above cases whether or not Manhattan has been notified of the possibility of such damage, loss or expense.

Manhattan's inclusion of hypertext links does not imply any endorsement of any material on linked sites nor does Manhattan vouch for its accuracy of content and opinions expressed therein. Please note that any software downloaded from this site is downloaded at your own risk. Manhattan neither assumes nor accepts liability for any loss or damage (whether direct or indirect), howsoever caused, resulting from any computer viruses, Trojan horses, worms, software bombs or similar items or processes arising from your use of software downloaded from this site, in each case where such event arose out of circumstances beyond Manhattan's reasonable control.

• Products and Services
  The information and material contained in this site should not be regarded as an offer or solicitation to buy or sell investments. Use of the products or services described in this site may not be permitted in some countries and, if in doubt, you should check with your local regulator or authority before requesting further information. This site does not constitute an offer on the part of Manhattan to provide any of the products or services described herein to persons or entities resident in any country where such offer is not authorised for distribution in such country or where local laws or regulations in such country do not permit the use of such products or services.

Products and services are available at the discretion of Manhattan or the relevant Standard Chartered Group company or associate, subject to the individual terms and conditions on which they are offered, and such products and services may be withdrawn or amended at any time without notice. The full range of products and services may not be available in all locations. Fees, commissions and other charges may apply to certain services. The office providing such services can provide details.
Any application made by you for any products and services offered by Manhattan, whether transmitted through or printed from this web site or otherwise, shall be subject to the final written approval of Manhattan, which may be granted or refused at Manhattan's absolute discretion.Manhattan shall not be obliged to furnish any notice or give any reasons for any rejection of your application. Manhattan's acceptance of you as Manhattan's customer and making available to you any products and services, shall also be subject to your meeting Manhattan's eligibility requirements, submission of all necessary documents, compliance with any other terms and conditions of Manhattan, and finalisation and execution of all documents required by Manhattan.
Transactions with any office of Standard Chartered outside the United Kingdom or with any Standard Chartered Group company outside the United Kingdom are not protected by the United Kingdom's regulatory regime.

Transactions with non- Standard Chartered Group companies referred to in this site will not normally be protected unless otherwise indicated.

• Disclaimer
  Manhattan makes no representation or warranty of any kind, express, implied or statutory regarding this web site or the materials and information contained or referred to on each page associated with this web site. The material and information contained on this web site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this web site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate. Geographic, political, economic, statistical, financial and exchange rate data is presented in certain cases in approximate or summary or simplified form and may change over time. Reliance has been placed by the editors on certain external statistical data which, though believed to be correct, may not in fact be accurate. Manhattan accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, in reliance on material or information contained on this web site.

In particular, no warranty is given that economic reporting information material or data is accurate reliable or up to date. Please note that any software downloaded from this web site is at your own risk and Manhattan neither assumes nor accepts liability for any loss or damage, (whether direct or indirect), howsoever caused, as a result of any computer viruses, trojan horses, worms, software bombs or similar items or processes arising from your use of this web site.

Any hyperlinks from this web site exist for information purposes and are for your convenience only and Manhattan accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of materials or information contained on the pages of such sites or loss arising directly or indirectly from defects with such sites. Manhattan's inclusion of hyperlinks does not imply any endorsement of the material on such sites.

Manhattan does not guarantee that any e-mails from the web site will be sent to you or received by Manhattan nor does Manhattan warrant the privacy and/or security of e-mails during internet transmission.

• Personal Data
  You agree that any of your personal data collected by Manhattan from this site at any time may be used for such purposes and disclosed to such persons as may be in accordance with Standard Chartered Group's personal information collection and privacy policies set out in statements published by Standard Chartered from time to time. A copy of Standard Chartered's current Data Protection and Privacy Policy may be accessed at the Standard Chartered website - www.standardchartered.com

• Indemnity
  You hereby agree fully and effectively to indemnify and to keep indemnified Manhattan fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding or expense (including legal fees, costs and expenses on a full indemnity basis) suffered or incurred by Manhattan arising from or which is directly or indirectly related to:
  • Your access to and/or use of this site except where you have fully complied with any guidelines, procedures or instructions relating to the proper use of this site from time to time notified to you by Manhattan whether on this site or otherwise and have exercised reasonable care in using
    this site; or

• Any breach or non-observance by you of any of these terms and conditions.

• Termination
  Manhattan may terminate this agreement, your access to this site and your use of the online services available at this site at any time with or without cause or notice.
  
  
• Modification
  Manhattan reserves the right in its discretion to change any information or material contained in this site and the terms and conditions on which this site may be used.
  
  
• Intellectual Property Rights
  All content of this site including, without limitation, the text, graphics, links and sounds are the copyright of Standard Chartered PLC and may not be copied, downloaded, distributed or published in any way without the prior written consent of Standard Chartered.
  

"Standard Chartered", "Standard Chartered Bank" and "Manhattan" are registered trade marks and service marks of Standard Chartered PLC and no permission or licence is granted to use any such trade marks or service marks without the prior written consent of Standard Chartered PLC. All other marks, names and logos used on this site relating to companies within the Standard Chartered Group or to their products or services are intellectual property rights held by companies within the Standard Chartered Group unless otherwise stated.

In respect of any information (other than personal data) or material which you submit to Manhattan at this site, you grant Manhattan a licence to use such information or material for any purpose it deems necessary, including without limitation the copying, transmission, distribution and publication thereof, unless restricted by law. You agree that Manhattan shall not be under any obligation of confidentiality to you regarding any such information or material unless otherwise agreed in a separate direct contract between you and Manhattan or required by law.